When conventional banks say no we say yes
Solution Driven Commercial Lending
Our highly trained brokers have access to over 100+ hard money and private lenders
Ask Us Anything
Got questions? We're here to help! Whether it's about business loans or real estate, feel free to ask us anything. We're ready to guide you every step of the way.
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25+
Year of
Excellence
Why Choose Us?
We Work for You, Not the Bank!
Unlike bank loan officers who can only offer their institution's products, we represent YOU. Our loyalty is to find you the best possible solution from our network of over 100+ trusted lenders.
Save Thousands with Better Rates
Our clients typically save hundreds and sometimes thousands compared to going directly to a bank. We offer flexible financing options that can be tailored to fit your specific needs.
One Application, Multiple Options
Submit one application and receive multiple loan offers. We handle the shopping, negotiations, and paperwork.
Local Expertise, National Reach
With 25+ years of experience and deep knowledge of the local market, we combine personalized service with access to nationwide lending programs. Discover the power of having private money lenders on your side.
Ready To Get Started?
Secure Financing with
Sequoia Brokerage Today
Real Estate Loans
Business Loans
Free Consultations
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
The Sequoia Advantage
Transparent Process
We explain all fees, terms, and options clearly. No surprises, no hidden costs, no confusing jargon.Fast Approvals
Our relationships with lenders mean faster underwriting and approval times. Close within record time.Solution Driven Brokers
We specialize in both long- and short-term finance options for a wide range of business owners and investors all over the U.S.
Featured Services
What we offer?
Effortless Financing,
Quick Approval Process!
We streamline the loan process to make your dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Hard Money Lending
We provide fast, asset-based hard money loans for real estate investors who need quick funding with flexible approval requirements.
DSCR
DSCR loans are designed for real estate investors, using rental income—not personal income—to qualify. Ideal for building passive income portfolios.
Private Money lending
Private money lending offers flexible, short-term financing from individual or non-institutional investors—perfect for fix-and-flip projects or urgent closings.
Business Loans
We offer customized business loan solutions to help entrepreneurs access working capital, expand operations, or cover unexpected expenses, lines of credit and gap funding.
Working Capital
Our working capital loans provide fast funding to manage day-to-day expenses, payroll, inventory, or seasonal slowdowns—keeping your business running smoothly.
Term Loans
A term loan offers a lump sum of capital with fixed payments over a set period—ideal for long-term business growth and expansion.
Our Process
How We Make It Simple
Consultation
We discuss your goals, timeline, and financial situation to understand exactly what you need.
Application & Documentation
Most loans only require business bank statements.
Rate Shopping & Pre-Approval
We shop our network of lenders to find your best options and get you pre-approved with confidence.
Underwriting Support
We work directly with underwriters to address any issues quickly and keep your loan on track.
Closing Coordination
We coordinate with all parties to ensure a smooth, on-time closing
TESTIMONIALS
What Our Clients Say
Highly Recommended
Sequoia found me a rate that was 0.75% lower than what my bank offered. That's saving me $380 per month – I wish I had called them sooner!"
- Peter N
"Highly recommend this"
Sequoia found me a rate that was 0.75% lower than what my bank offered. That's saving me $380 per month – I wish I had called them sooner!
- Sarah M., First-Time Homebuyer
Highly recommend this
The team at Sequoia explained every step and made what seemed overwhelming feel manageable. Their expertise saved us both money and stress
- David & Lisa K., Homeowners
I would use again
Sequoia Brokerage was a pleasure to work with. They made the application and approval process extremely easy, and it saved me a lot of time because they gave me good rates.
- John L. Real Estate Investor
Frequently Asked Questions
What are the required documents for a business loan?
Working Capital Advance / Lines of Credit Under $150k:
• Signed Application
• 6 Months Bank Statements
Term Loan / Working Capital Advance / Lines of Credit Over $150k:
• Signed Application
• 6 Months Bank Statements
• Most Recent Business Tax Return
• Previous Year & YTD Financials (P&L + Balance Sheet)
A/R Financing / Factoring / Inventory Line of Credit (Asset Based Lending):
• Signed Application
• 6 Months Bank Statements
• Most Recent Business Tax Return
• Previous Year & YTD Financials (P&L + Balance Sheet)
• Aging A/R + A/P
• Inventory Report w/ Numerical Values (If applicable)
• PO's/Contracts/MSA's
SBA Loans
• Last 3 Years of Personal Tax Returns
• Last 3 Years of Business Tax Returns
• Last 3 Years of Completed Financials (P&L + Balance Sheet)
• Business Debt Schedule
• Personal Financial Statement
• Use of Funds (Specific) & Requested Amount
Equipment Financing Under $100k:
• Application
• 6 Months Bank Statements
• Equipment Invoice
Equipment Financing Over $100k:
• Application
• 6 Months Bank Statements
• Equipment Invoice
• Previous Year & YTD Financials (P&L + Balance Sheet)
Subordinated Debt Loans:
• Signed Application
• 6 Months Bank Statements
• Last 2 Years of Business Tax Returns
• Last Years of Completed Financials (P&L + Balance Sheet)
• + YTD Financials
• Business Debt Schedule
• Use of Funds (Specific) & Requested Amount
What credit score do I need to qualify for a mortgage with Sequoia Brokerage?
Generally, a score of 620 or higher is recommended, but we offer options for lower scores.
Can I get a mortgage if I'm self-employed
Yes, self-employed individuals can qualify for mortgages. We require detailed documentation of your income, usually through tax returns for the past two years, and our loan officers can assist you in preparing all necessary paperwork.
What are the down payment requirements for a mortgage?
Down payment requirements vary by loan type, typically ranging from 3.5% to 20%.
Are there any prepayment penalties on loans from Sequoia Brokerage?
No, Sequoia Brokerage does not charge prepayment penalties. We encourage our clients to make additional payments or pay off their loans early if they choose to, without any additional fees
How long does the loan process take at Sequoia Brokerage?
Typically, it takes about 30 to 45 days from application to closing.
About Us
We have over 25 years in the financial lending space. Our mission is to revolutionize the mortgage experience through innovative technology, transparent communication, competitive rates and exceptional service.
